Your finances, on autopilot.
beforeUbuy syncs with your phone — reading your bank SMS and turning them into accounts, cards and transactions for you, with no bank logins or statements to upload. On Android, new bank messages sync automatically in the background. On iPhone (Plus & Pro), an optional one-time Apple Shortcuts setup forwards your bank texts so they import the same way.
- ✓Automatic background sync on Android
- ✓iPhone Shortcuts import on Plus & Pro (one-time, manual setup)
- ✓Reads only genuine bank alerts — never OTPs or personal texts
- ✓Accounts, cards, balances & recurring bills detected for you
- ✓Duplicates are ignored, so re-syncing is always safe
Every account, one place.
Add any bank account, card, wallet or cash — beforeUbuy pulls them into a single dashboard so you always know your exact balance and net worth.
- ✓Bank accounts, wallets & cash in one view
- ✓Net worth that updates with every transaction
- ✓Credit cards with limit, utilisation & due-date alerts
- ✓Multi-currency accounts
- ✓Archive old accounts without losing history
Set goals. Hit them.
Whether it's a dream vacation, a new MacBook, or your first home — beforeUbuy tracks every savings goal with ring progress, deadline countdowns and automatic recurring contributions.
- ✓Unlimited savings goals with deadlines
- ✓Auto-save: create a monthly recurring contribution
- ✓Ring progress & deadline countdown
- ✓Goal vs actual tracking each month
- ✓Celebrate milestones as you hit them
Budgets that set themselves up.
The Smart Budget Wizard splits your income across categories by priority in seconds. Get alerted before you overspend — not after — and log expenses in two taps with Quick Add.
- ✓Smart Budget Wizard auto-allocates by priority
- ✓Category-wise monthly budgets
- ✓Overspend alerts before you hit the limit
- ✓Quick Add: log an expense in two taps
- ✓Spending progress bars per category
Understand your money like never before.
Monthly net-savings charts, spending distribution donuts and category breakdowns — all beautifully visualised, with smart insights that turn your patterns into action.
- ✓Income vs expense & net-savings charts
- ✓Category spending distribution donut
- ✓Month-over-month comparison
- ✓Smart insights on your spending patterns
- ✓Export any month as CSV or PDF
And much more
Every detail thought through.